Today, encountering a financial hardship is not uncommon. Fortunately, a variety of programs are available to help people in need. If you are struggling to pay your electric bill, consider seeking help the federal government or non-profit organizations. Avoid the stress and cost of disconnection by utilizing assistance.

Cash Assistance

Temporary Assistance for Needy Families (TANF) is the government cash assistance program designed to provide monthly financial help to families that fall within the specified income guidelines. Income limits are based on the number of people in your household and vary in each state. The amount of assistance you can receive each month also varies, depending on the state. Some states provide a maximum monthly payment of $200 a month, while others offer families up to $1,000. The money can be used to cover personal and household expenses, such as electricity bills. To apply, contact your local department of social services. 

Low Income Home Energy Assistance Program

The Low Income Home Energy Assistance Program (LIHEAP) is a federal utility assistance program administered in every state. The program provides a one-time grant to help households avoid losing their electric. If your elecricity has already been disconnected, the program offers emergency aid to reconnect your services as quickly as possible. Funds are also available to help with weatherization costs to make your home more energy efficient. To qualify, income must be no more than 60 percent of the state median income based on the number of occupants in the home. LIHEAP agencies are located in each county to collect and review applications. 

Non-Profit Organizations

Many non-profit organizations, including the Salvation Army and Catholic Charities, offer cash grants to help households who are not eligible for government assistance. Availability and assistance offered are based on community need and the community's resources. Eligibility requirements are generally less strict than federal assistance requirements. Non-profit organizations can also offer other services, such as job placement and shelter.